So with interest rates at the lowest in history, we have decided to refinance our house. This will be our first time ever doing this, but can save a more than $100 each month on our house payment. We are a little nervous about the appraisal since the market is still bad and houses aren't appraising for what they are worth...but, we are going to give it a try. If it does not appraise for what we are hoping for, we will have to pay a small fee upfront. Otherwise, we don't pay anything, which is our hope. So in the preparation for the proposal, I am working on a few small house projects this week and weekend. I will post pictures soon...and I am still working on staining the fence I told you about earlier.
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